Fintech Infrastructure · Data Systems
TrackEco
A fintech platform for the 60 million Indonesian SMEs the formal credit system can’t see. I designed the data model that turns waste-stream telemetry into a fundable credit signal a bank can underwrite, plus the integration layer that pipes those signals into partner-bank rails. Shipped to 32 SME pilots across East Java, with a roadmap to 200+ in the next year.
“Community-based waste management needs to be expanded. TrackEco is scaling our network from restaurants and malls to schools — to manage far larger volumes.” — Marcha, in iNews Surabaya / TIMES Indonesia
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